For most investors approaching retirement their pension planning has probably been, up to that point, a relatively straightforward equation. How much can I afford to pay into my pension, when do I pay it and what funds do I invest in? There is of course the small matter of how well the funds perform (a [...]
It has now been a month since the long awaited introduction of the Retail Distribution Review (RDR). The new legislation introduced by the Financial Services Authority (FSA) has outlawed the payment of commission to financial advisers on all advice relating to investments pensions and annuities. Previously the cost of advice would be paid up front [...]
When looking for the best performing funds we sometimes overlook the basics of investing. The old adage that you should never put off till tomorrow what you can do today should ring true with all investors, especially those in the early stages of planning for their retirement. It is a fact that earlier in our [...]
George Osborne is set to not only ruffle the feathers of the bond market but potentially catch out investors who believe they are taking sensible precautions to de-risk their pension portfolio as they approach retirement. This week the Office for National Statistics will announce its recommendations for changing how the Retail Price index (RPI) will [...]