Yearly Archives: 2012

  • cash flow modelling

Retail Distribution Review (RDR): Theory vs Reality

The 1st January 2013 sees the dawning of a fresh new age in UK financial services.  The slate will be wiped clean with the introduction of the Retail Distribution Review (RDR) and the world will be a better place.

No longer […]

December 17th, 2012|Investments|0 Comments
  • Combating Rising Energy Prices

Combating Rising Energy Prices

With the governments energy bill published last week pushing their support of renewable energy further, it looks certain that energy bills for commercial and home use will continue to rise significantly through increases in unit costs and carbon taxes such […]

November 29th, 2012|Business Advice|1 Comment
  • Offshore Bonds

Offshore Bonds: A Tax Efficient Wrapper

Offshore bonds, in technical terms, are non-qualifying whole of life insurance policies. In practical terms, a tax efficient ‘wrapper’.

In technical terms, they are non-qualifying whole of life insurance policies.  In practical terms, they are a tax efficient ‘wrapper’, much like […]

November 29th, 2012|Investments|0 Comments
  • What Is Real Time Information

Real Time Information (RTI): Guide To What’s New

HMRC is introducing a new way of reporting PAYE (Pay As You Earn) – called Real Time Information, or RTI.

From April 2013 employers and pension providers will report their payroll information to HM Revenue & Customs (HMRC) in a new […]

November 18th, 2012|Tax|0 Comments